$400,000
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909 Lotus Ter, Stillwater Twp., NJ 07860

3 Beds
2 Baths
2,030 Sq Ft

Discover a rare lake-view property with year-round scenery overlooking beautiful Swartswood Lake. This warm 3-bedroom, 2-bath home sits on 1.8 private acres and features expansive decks, gazebos, and multiple outdoor spaces designed to capture the water views from nearly every room. The main level includes an eat-in kitchen, a living room with a fireplace insert, and two comfortable bedrooms. A massive primary suite spans the entire second floor with its own sitting area and full bath.The full finished walk-out lower level offers exceptional living space with a large family/rec room, a freestanding wood-burning stove, a bar area, and direct access to the multi-level decks. A three-seasons room adds even more space to enjoy the outdoors, and a dedicated workshop provides room for projects, storage, or hobbies. Generator hookup included for peace of mind.With its lake views, acreage, flexible layout, workshop, and indoor/outdoor lifestyle, this property is ideal for anyone seeking a lake house, weekend escape, or full-time retreat with nature, privacy, and space. Enjoy boating, kayaking, swimming, and state-park trails just moments away.Fireplace insert and wood-burning stove are conveyed as-is with no known concerns and see regular use. Dishwasher performance is inconsistent and it will not be replaced.

  • MLS# 4001178
  • Date Listed12/10/2025
  • Days on Realty 9 Days
  • Bedrooms 3
  • Bathrooms 2 Full baths
  • Lot Size 1.8 acres (78,408 sq. ft)
  • Sewer Septic Tank
  • Subdivision Swartswood Lake
  • Property Type Single Family
  • County Sussex
  • Year Built 1983
  • Water Well
  • Square Feet 2,030 sq. ft
  • Price Per Sq. Ft $197.04

Interior Features

  • Appliances Dishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Microwave, Washer, Electric Water Heater
  • Flooring Carpet, Tile, Wood
  • Heating Fireplace Insert, Wood Stove

Exterior / Lot Features

  • Exterior Workshop
  • Roof Asphalt
  • Lot Size Acres 1.80
  • Lot Size SQFT 78,408.00
  • Lot Features -

Financial Considerations

  • Tax Amount $10,136
  • Terms Cash, Conventional, FHA, VA Loan

Nearby Schools

Source: School Digger

Sales & Tax History

Source: Public Records

Population & Environment

Source: Sperling's Best Places

Walkability in NJ / 07860

Source: Walkscore

13/100

Car-Dependent

Walk Score ®

28/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 2/100, Transit Score: 0/100, Bike Score: 7/100.

Points of Interest near 909 Lotus Ter, Stillwater Twp., NJ 07860

Frequently Asked Questions for 909 Lotus Ter

Source: Realty.com

909 Lotus Ter, Stillwater Twp., NJ 07860 is a Single Family 2,030 sq. ft. home listed for sale. Realty.com has 47 photos available of this 3 bed, 2 bath house, listed at $400,000. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 47 photos of 909 Lotus Ter.

Our records indicate that 909 Lotus Ter was built in 1983.

The full address for this home is 909 Lotus Ter, Stillwater Twp., NJ 07860.

909 Lotus Ter has been listed on Realty.com since Wed December 10, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 2/100, Transit Score: 0/100, Bike Score: 7/100.

There are 3 schools assigned to this home. Check out the schools near 909 Lotus Ter. Stillwater Township Elementary School (Grades: PK - 6), Kittatinny Reg High School (Grades: 7 - 12), Newton High School (Grades: 9 - 12)

Listing provided courtesy of: Exp Realty, Llc (tel: 866-201-6210)
Listing agent: Toni Kaufmann (#237475)

This content last refreshed on 2025-12-19 07:30:20. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 909 Lotus Ter, Stillwater Twp., NJ 07860 : MLS# 4001178