BLACK FRIDAY SHOPPERS... First-time Home Buyers -- Vacation Home Buyers -- International, Corporate, Investor Buyers...Now is the time to buy... Welcome to 89 Riverside Drive, an exceptional 3-bedroom, 2.5-bath home located inside the coveted, amenity-rich Lake Monticello community. Offering 1,568 sq ft of comfort and charm, this beautifully maintained property features multiple outdoor living spaces, modern updates, lake-lifestyle amenities, and fantastic potential for added value. Interior Features 3 Bedrooms 2.5 Baths Vaulted primary suite with Jack-and-Jill double vanity, jetted soaking tub, and great natural light Stainless steel appliances in the kitchen Wood floors on the main level; carpeted bedrooms upstairs Ceiling fans throughout Beautiful living room with a wood-burning fireplace Unfinished basement with separate entranceideal for future in-law suite, rental, or studio Two hobby/workbenches for crafts, woodworking, or projects Water filtration system Two-zone HVAC system for efficiency Exterior Features Multi-level back deck with sliding glass doorsperfect for grilling and entertaining Large, welcoming front porch for watching the world go by Outdoor hot tub/Jacuzzi conveys Canoe and kayak convey with salestart e
- MLS# VAFN2000546
- Date Listed11/24/2025
- Days on Realty 9 Days
- Bedrooms 3
- Bathrooms 2 Full baths, 1 Half baths
- Lot Size -
- Sewer Public Sewer
- Subdivision LAKE MONTICELLO
- Property Type Single Family
- County Fluvanna
- Year Built 2002
- Water Public
- Square Feet 1,568 sq. ft
- Price Per Sq. Ft $251.91
Interior Features
- Appliances Dryer, Washer
- Flooring Carpet, Hardwood
- Cooling Central Air, ENERGY STAR Qualified Equipment, Heat Pump
- Heating Electric, Heat Pump
Exterior / Lot Features
- Roof -
- Lot Size Acres -
- Lot Size SQFT -
- Lot Features Landscaped, Level
Directions
From Northern Virginia I-95/495 to Richmond Take exit 130b to VA 3 West toward Culpeper Continue straight onto VA3, West Plank Road turn left onto VA 20S, turn left onto US 15 South Caroline Street. Gordonsville Circle take the 3rd exit on to North Main S
Financial Considerations
- HOA Fee $129 Monthly
- Tax Amount $2,679
- Terms Cash, Conventional, FHA, VA Loan
Nearby Schools
Source: School Digger
Public • PK - 12 • Serves this home
4.34 mi
Distance
Public • 5 - 7 • Serves this home
7.53 mi
Distance
Public • 8 - 12 • Serves this home
3.23 mi
Distance
Public • PK - 12 • Serves this home
4.34 mi
Distance
Public • 5 - 7 • Serves this home
7.53 mi
Distance
Public • 8 - 12 • Serves this home
3.23 mi
Distance
Public • 9 - 12
4.34 mi
Distance
Private • UG - UG
4.91 mi
Distance
Sales & Tax History
Source: Public Records
| Street Address | Beds | Baths | Sold Date | List Price |
|---|---|---|---|---|
| 464 FOREST GLEN LN FG 22 | 4 | 4 | Oct 06, 2025 | $610,156 |
| 91 BEAVER DAM CT | 6 | 7 | Nov 18, 2025 | $1,899,500 |
| 1216 LACONIA LN | 5 | 5 | Nov 04, 2025 | $933,100 |
| 1075 PINE CREST DR | 3 | 2 | Nov 18, 2025 | $425,000 |
| 39 OVERLOOK CIR | 3 | 3 | Oct 23, 2025 | $311,000 |
| 65 WILDWOOD DR | 3 | 4 | Oct 03, 2025 | $785,000 |
| 3 HAWKS PL | 3 | 3 | Nov 15, 2025 | $299,000 |
| 46 MARTIN VILLAGE RD 16C MV | 4 | 3 | Nov 05, 2025 | $371,123 |
| 1972 SCLATERS FORD RD | 6 | 4 | Oct 16, 2025 | $999,997 |
| 10 DARBY LN | 4 | 3 | Oct 08, 2025 | $349,000 |
Population & Environment
Source: Sperling's Best Places
| Zip | City | County | National | |
|---|---|---|---|---|
| Population | 16,903 | 142 | 28,443 | 335,858,263 |
| Population Density | 138 | 100 | 99 | 95 |
| People per Household | 2.6 | 2.2 | 2.6 | 2.6 |
| Median Age | 43.7 | 43.3 | 43.2 | 39.1 |
| Median Income | $83,073 | $81,265 | $78,924 | $66,222 |
| Average Income | $43,348 | $43,025 | $38,926 | $35,475 |
| Cost of Living Index | 99 | 83 | 98 | 100 |
| Zip | City | County | National | |
|---|---|---|---|---|
| January Avg. High Temp | 22.88°F | 21.51°F | 22.88°F | 22.6°F |
| July Avg. High Temp | 87.09°F | 87.65°F | 87.09°F | 86.2°F |
| Annual Precipitation | 42.32" | 42.37" | 42.32" | 38" |
7/100
Car-Dependent
Walk Score ®
18/100
Bikable
Bike Score ®
Overview
Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.Walkability averages in the surrounding area
The average walkability score in the surrounding area is Walk Score: 3/100, Transit Score: 0/100, Bike Score: 10/100.
Property Change History
Points of Interest near , Palmyra, VA 22963
0.33 mi
Distance
0.34 mi
Distance
Town and Country Storage, Fluvanna County, VA, USA
Professional
0.34 mi
Distance
Town and County Storage, Fluvanna County, VA, USA
Professional
0.34 mi
Distance
0.74 mi
Distance
0.83 mi
Distance
0.84 mi
Distance
0.84 mi
Distance
528 ft
Distance
0.54 mi
Distance
0.56 mi
Distance
0.56 mi
Distance
0.57 mi
Distance
0.57 mi
Distance
0.72 mi
Distance
0.79 mi
Distance
0.8 mi
Distance
0.81 mi
Distance
0.83 mi
Distance
0.87 mi
Distance
0.88 mi
Distance
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Frequently Asked Questions for
Source: Realty.com
, Palmyra, VA 22963 is a Single Family 1,568 sq. ft. home listed for sale. Realty.com has 38 photos available of this 3 bed, 3 bath house, listed at $395,000. View sales and tax history, use our mortgage calculator and more on Realty.com
Realty.com has 38 photos of .
Our records indicate that was built in 2002.
The full address for this home is , Palmyra, VA 22963.
has been listed on Realty.com since Mon November 24, 2025
Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.
The average walkability score in the surrounding area is Walk Score: 3/100, Transit Score: 0/100, Bike Score: 10/100.
There are 3 schools assigned to this home. Check out the schools near . Project Return/fluvanna Co (Grades: PK - 12), Fluvanna Middle School (Grades: 5 - 7), Fluvanna County High School (Grades: 8 - 12)
Listing provided courtesy of:
United Real Estate Premier
(tel: 540-374-1111)
Listing agent:
Sondra Sparapani
(#50114)
This content last refreshed on 2025-12-03 13:31:27. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
Export listing data of , Palmyra, VA 22963 : MLS# VAFN2000546