$425,000
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11278 Spencer Road, Swan Creek Twp, MI 48609

3 Beds
3 Baths
2,988 Sq Ft

Ready for life on the lake? Your opportunity is here! Move right in to this spacious ranch offering nearly 3,000 sq. ft. of comfortable, light-filled living. The updated kitchen features hardwood floors, granite countertops, and stainless-steel appliances, opening to a cozy breakfast nook with serene views of your private lake. The primary bedroom includes its own ensuite, while the large great room-with a gas fireplace-flows seamlessly into the four-season room, boasting a wall of windows that frame stunning lake views year-round. Need extra space? The bonus room above the 3-car garage has you covered. Step outside to a peaceful back deck and enjoy your own private oasis. Spend your days relaxing, entertaining, or fishing right in your backyard. This one won't last-call today for your private showing!

  • MLS# 61050194362
  • Date Listed11/14/2025
  • Days on Realty 23 Days
  • Bedrooms 3
  • Bathrooms 2 Full baths, 1 Half baths
  • Lot Size 0.89 acres (38,768 sq. ft)
  • Sewer Septic Tank
  • Subdivision N/A
  • Property Type Single Family
  • County Saginaw
  • Year Built 1991
  • Water Public
  • Square Feet 2,988 sq. ft
  • Price Per Sq. Ft $142.24

Interior Features

  • Appliances Gas Water Heater, Dishwasher, Oven, Refrigerator, Range
  • Flooring Ceramic Tile, Hardwood
  • Cooling Ceiling Fan(s), Central Air
  • Heating Forced Air, Natural Gas

Exterior / Lot Features

  • Roof -
  • Lot Size Acres 0.89
  • Lot Size SQFT 38,768.40
  • Lot Features Wooded

Financial Considerations

  • HOA Fee $300 Annually
  • Tax Amount $4,858
  • Terms Cash, Conventional, FHA, VA Loan

Nearby Schools

Source: School Digger

Sales & Tax History

Source: Public Records

Population & Environment

Source: Sperling's Best Places

Walkability in MI / 48609

Source: Walkscore

27/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 2/100, Transit Score: 0/100, Bike Score: 26/100.

Property Change History

Points of Interest near 11278 Spencer Road, Swan Creek Twp, MI 48609

Frequently Asked Questions for 11278 Spencer Road

Source: Realty.com

11278 Spencer Road, Swan Creek Twp, MI 48609 is a Single Family 2,988 sq. ft. home listed for sale. Realty.com has 33 photos available of this 3 bed, 3 bath house, listed at $425,000. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 33 photos of 11278 Spencer Road.

Our records indicate that 11278 Spencer Road was built in 1991.

The full address for this home is 11278 Spencer Road, Swan Creek Twp, MI 48609.

11278 Spencer Road has been listed on Realty.com since Fri November 14, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 2/100, Transit Score: 0/100, Bike Score: 26/100.

There are 3 schools assigned to this home. Check out the schools near 11278 Spencer Road. St. Charles Elementary School (Grades: PK - 6), St. Charles Community High School (Grades: 7 - 12), Swan Valley High School (Grades: 9 - 12)

Listing provided courtesy of: Century 21 Signature Realty (tel: 9899217000)
Listing agent: Bridgette Stallings (#61000000288934)

This content last refreshed on 2025-12-07 07:33:35. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 11278 Spencer Road, Swan Creek Twp, MI 48609 : MLS# 61050194362