Map location of 3140 N CANAL DRIVE, PALM HARBOR, FL 34684
$900,000
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3140 N Canal Drive, Palm Harbor, FL 34684

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3 Beds
4 Baths
2,059 Sq Ft

LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Just the freedom to live and relax on your own terms. Welcome to your private slice of Lake Tarpon paradise! This beautifully reimagined 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Floridas premier freshwater lakes. Imagine being able to step out your back door and spend your mornings boating, fishing, or kayaking right from your own dock, and your evenings spent unwinding or entertaining on the expansive wraparound decks under the stars with lake breezes. Youll love watching bald eagles, egrets, and otters drift bynatures way of reminding you that life here moves at a calmer, happier pace. Grilled dinners and fresh lake breezes at sunset are subtle affirmations for those who value serenity and smart investments. This home has been meticulously updated inside and out. Every major system is new or updated, so you can spend less time worrying and more time enjoying the lake. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for future EV charging. Inside, the open-concept kitchen is a showstopper, with new custom cabinetry, premium counters, and high-end appliances that flow effortlessly into the dining and living areas, complete with warm wood floors and a cozy working fireplace. Upstairs, the owners suite feels like a private retreat, featuring a massive walk-in closet with custom built-ins and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of storage for added convenience. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-upperfect for guests, a home office, or rental income. Nearby John Chesnut and Anderson Parks, both offer public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. No flood insurance required. Just pure Florida lake lifefreedom, fun, and relaxation all in one. Plenty of space for boats, skis and RVs. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas Countyschedule your private showing today and see what lakefront living truly feels like.

Listing By: Morgan Ellis - A BETTER LIFE REALTY flmfr Realty.com
  • MLS# TB8441633
  • Date Listed10/30/2025
  • Days on Realty 11 Days
  • Bedrooms 3
  • Bathrooms 3 Full baths, 1 Half baths
  • Lot Size 0.15 acres (6,586 sq. ft)
  • Sewer Public Sewer
  • Subdivision LAKE TARPON ESTATES
  • County Pinellas
  • Year Built 1983
  • Square Feet 2,059 sq. ft
  • Price Per Sq. Ft $437.11

Interior Features

  • Appliances Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
  • Flooring Carpet, Wood
  • Cooling Central Air
  • Heating Central

Exterior / Lot Features

  • Exterior Awning(s), Balcony, Garden, Dock
  • Roof Shingle
  • Lot Size Acres 0.15
  • Lot Size SQFT 6,586.00
  • Lot Features Landscaped, Paved, Waterfront

Directions

US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.

Financial Considerations

  • Tax Amount $170
  • Terms Cash, Conventional, FHA, VA Loan

Nearby Schools

Source: School Digger

Highland Lakes Elementary School

Public • PK - 5 • Serves this home

1.92 mi

Distance

Sutherland Elementary School

Public • PK - 5

2.18 mi

Distance

Cypress Woods Elementary School

Public • PK - 5

3.33 mi

Distance

Lake St. George Elementary School

Public • PK - 5

3.88 mi

Distance

Elisa Nelson Elementary

Public • 1 - 5

4.19 mi

Distance

Ozona Elementary School

Public • PK - 5

4.87 mi

Distance

Curlew Creek Elementary School

Public • PK - 5

5.05 mi

Distance

Brooker Creek Elementary School

Public • PK - 5

5.2 mi

Distance

Tarpon Springs Elementary School

Public • PK - 5

5.59 mi

Distance

Sunset Hills Elementary School

Public • PK - 5

6.37 mi

Distance

Joseph L. Carwise Middle School

Public • 6 - 8 • Serves this home

0.95 mi

Distance

Palm Harbor Middle School

Public • 6 - 8

3.59 mi

Distance

East Lake Middle School Academy Of Engineering

Public • 6 - 8

3.87 mi

Distance

Chi Chi Rodriquez Academy

Public • 4 - 8

7 mi

Distance

Tarpon Springs Middle School

Public • 6 - 8

7.06 mi

Distance

St Petersburg Collegiate High School - North Pinellas Campus

Public • 10 - 12

3.06 mi

Distance

Palm Harbor University High School

Public • 9 - 12 • Serves this home

3.58 mi

Distance

East Lake High School

Public • 9 - 12

3.87 mi

Distance

Tarpon Springs High School

Public • 9 - 12

6.37 mi

Distance

Dunedin High School

Public • 9 - 12

7.92 mi

Distance

Invictus Academy - Tampa Bay

Private • KG - 12

2.25 mi

Distance

Center Academy-palm Harbor

Private • 04 - 12

2.26 mi

Distance

Spring Valley School

Private • PK - 12

2.86 mi

Distance

Huntington Learning Center

Private • KG - 12

3.14 mi

Distance

Fireflies Academy

Private • PK - 12

4.09 mi

Distance

Solid Rock Community School

Private • KG - 12

5.33 mi

Distance

Florida Autism Center - Clearwater

Private • UG - UG

6.01 mi

Distance

Oldsmar Christian School

Private • PK - 12

9.57 mi

Distance

Sales & Tax History

Source: Public Records

Population & Environment

Source: Sperling's Best Places

Walkability in FL / 34684

Source: Walkscore

12/100

Car-Dependent

Walk Score ®

21/100

Minimal Transit

Transit Score ®

29/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Transit Summary

1 nearby routes: 1 bus, 0 rail, 0 other

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 21/100, Transit Score: 11/100, Bike Score: 40/100.

Property Change History

Points of Interest near 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Frequently Asked Questions for 3140 N CANAL DRIVE

Source: Realty.com

3140 N CANAL DRIVE, PALM HARBOR, FL 34684 is a Single Family 2,059 sq. ft. home listed for sale. Realty.com has 49 photos available of this 3 bed, 4 bath house, listed at $900,000. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 49 photos of 3140 N CANAL DRIVE.

Our records indicate that 3140 N CANAL DRIVE was built in 1983.

The full address for this home is 3140 N CANAL DRIVE, PALM HARBOR, FL 34684.

3140 N CANAL DRIVE has been listed on Realty.com since Thu October 30, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 21/100, Transit Score: 11/100, Bike Score: 40/100.

There are 3 schools assigned to this home. Check out the schools near 3140 N CANAL DRIVE. Highland Lakes Elementary School (Grades: PK - 5), Joseph L. Carwise Middle School (Grades: 6 - 8), Palm Harbor University High School (Grades: 9 - 12)

Listing provided courtesy of: A Better Life Realty (tel: 727-521-7378)
Listing agent: Morgan Ellis (#260037065)

This content last refreshed on 2025-11-10 12:52:00. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 3140 N CANAL DRIVE, PALM HARBOR, FL 34684 : MLS# TB8441633

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