Take charge of your future and invest in this 2-unit home with great rental income!! Home is on a double lot with a 2 car garage! There are 2 spacious apartments, one lower and one upper, each offering a living room, dining room, 2 bedrooms and a bathroom. Beautiful wood floors and newer kitchen in upper apartment. 2 new hot water tanks, separate utility meters and plenty of parking! Do the math- time to make some some money! Whether you live in one apartment yourself or rent out both, either choice creates cash flow!!! Make the move!!!
- MLS# R1629658
- Date Listed08/20/2025
- Bedrooms 4
- Bathrooms 2 Full baths
- Lot Size 0.14 acres (6,000 sq. ft)
- Property Type Multi Family
- County Chautauqua
- Year Built 1893
- Water Public
- Square Feet 2,146 sq. ft
- Price Per Sq. Ft $45.2
Interior Features
- Appliances Gas Water Heater, Water Heater
- Flooring Ceramic Tile, Hardwood, Tile, Varies
- Heating Baseboard, Forced Air, Natural Gas
Exterior / Lot Features
- Roof Asphalt
- Lot Size Acres 0.14
- Lot Size SQFT 6,000.00
- Lot Features Rectangular Lot
Financial Considerations
- Tax Amount $2,888
- Terms Cash, Conventional, FHA, VA Loan
Nearby Schools
Source: School Digger
Public • PK - 2 • Serves this home
0.92 mi
Distance
Public • 6 - 8 • Serves this home
1.26 mi
Distance
Public • 9 - 12 • Serves this home
1.26 mi
Distance
Public • PK - 2 • Serves this home
0.92 mi
Distance
Public • 6 - 8 • Serves this home
1.26 mi
Distance
Public • 9 - 12 • Serves this home
1.26 mi
Distance
Sales & Tax History
Source: Public Records
| Street Address | Beds | Baths | Sold Date | List Price |
|---|---|---|---|---|
| 10280 Christy Road | 4 | 3 | Mar 01, 2026 | $420,000 |
| 417 Robin Street | 4 | 2 | Mar 14, 2026 | $139,900 |
| 761 Deer Street | 3 | 2 | Jan 27, 2026 | $139,900 |
| 8690 Fredonia Stockton Road | 2 | 1 | Feb 13, 2026 | $189,900 |
| 3728 Route 83 | 5 | 6 | Mar 10, 2026 | $389,000 |
| 754 Main Street | 3 | 2 | Mar 03, 2026 | $129,900 |
| 135 Gardner Street | 3 | 2 | Mar 13, 2026 | $224,900 |
| 103 Gardner Street | 3 | 2 | Feb 23, 2026 | $85,500 |
| 9417 Route 60 | 3 | 2 | Mar 06, 2026 | $274,900 |
| 3797 Bard Road | 5 | 2 | Feb 05, 2026 | $284,900 |
Population & Environment
Source: Sperling's Best Places
| Zip | City | County | National | |
|---|---|---|---|---|
| Population | 15,013 | 12,287 | 133,070 | 335,858,263 |
| Population Density | 654 | 2,729 | 126 | 95 |
| People per Household | 2.3 | 2.3 | 2.4 | 2.6 |
| Median Age | 41.7 | 40 | 41.6 | 39.1 |
| Median Income | $37,989 | $36,632 | $48,609 | $66,222 |
| Average Income | $23,638 | $21,753 | $26,443 | $35,475 |
| Cost of Living Index | 81 | 80 | 85 | 100 |
| Zip | City | County | National | |
|---|---|---|---|---|
| January Avg. High Temp | 19°F | 19°F | 18.92°F | 22.6°F |
| July Avg. High Temp | 79.6°F | 79.6°F | 81.43°F | 86.2°F |
| Annual Precipitation | 42.08" | 42.08" | 47.73" | 38" |
48/100
Car-Dependent
Walk Score ®
0/100
Minimal Transit
Transit Score ®
39/100
Bikable
Bike Score ®
Overview
Most errands require a car. It is possible to get on a bus. Minimal bike infrastructure.
Walkability averages in the surrounding area
The average walkability score in the surrounding area is Walk Score: 12/100, Transit Score: 0/100, Bike Score: 29/100.
Property Change History
Points of Interest near 123 Ruggles Street, Dunkirk, NY 14048
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Frequently Asked Questions for 123 Ruggles Street
Source: Realty.com
123 Ruggles Street, Dunkirk, NY 14048 is a Multi Family, Residential Income property listed for $97,000 The property is 2146 sq. ft with 4 bedrooms and 2 bathrooms
Realty.com has 15 photos of 123 Ruggles Street.
Our records indicate that 123 Ruggles Street was built in 1893.
The full address for this home is 123 Ruggles Street, Dunkirk, NY 14048.
123 Ruggles Street has been listed on Realty.com since Wed August 20, 2025
Most errands require a car. It is possible to get on a bus. Minimal bike infrastructure.
The average walkability score in the surrounding area is Walk Score: 12/100, Transit Score: 0/100, Bike Score: 29/100.
There are 3 schools assigned to this home. Check out the schools near 123 Ruggles Street. School 7 (Grades: PK - 2), Dunkirk Middle School (Grades: 6 - 8), Dunkirk Senior High School (Grades: 9 - 12)
Listing provided courtesy of:
Howard Hanna Holt - Fredonia
(tel: 716-673-1800)
Listing agent:
Renee Pchelka
(tel: 716-680-3397)
(#C105100628)
This content last refreshed on 2026-03-20 00:47:51. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
Export listing data of 123 Ruggles Street, Dunkirk, NY 14048 : MLS# R1629658