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$5,900,000

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95 Cardinal Trace, Lake Toxaway, NC 28747

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3 Beds

6 Baths

- Sq Ft

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot with water access available for purchase. Don't miss your chance to own this slice of heaven on earth! Home can be sold complete with all new designer furnishings. Open houses will reveal the finished home Oct 25 and 26!

Listing By: Jeff Ramm - Coldwell Banker Advantage nchcbor Realty.com

MLS# 1001452
Date Listed07/19/2025
Bedrooms 3
Bathrooms 4 Full baths, 2 Half baths
Lot Size 1.82 acres (79,279 sq. ft)
Sewer Private Sewer
Subdivision Toxaway Estates
Property Type Single Family
County Transylvania
Year Built 1988
Water Private, Well

Interior Features

Appliances Built- In Electric Oven, Built- In Gas Range, Bar Fridge, Built- In Refrigerator, Convection Oven, Down Draft, Double Oven, Dryer, Dishwasher, Built- In Freezer, Gas Water Heater, Ice Maker, Microwave, Stainless Steel Appliance(s), Water Softener, Tankless Water Heater, Washer
Flooring Ceramic Tile, Hardwood
Cooling Ceiling Fan(s), Heat Pump
Heating Central, Ductless, Electric, Heat Pump, Zoned

Exterior / Lot Features

Exterior Dock, Gas Grill, Fire Pit
Roof Metal, Shingle
Lot Size Acres 1.82
Lot Size SQFT 79,279.20
Lot Features Cul- De- Sac, Sloped Down, Many Trees, Views, Waterfront

Directions

From US64, take Blue Ridge Road to a left on Cold Mountain Road and then left on North Club Boulevard. Cross the dam of Lake Cardinal and veer right on Fairway Drive. Take a right on Cardinal Drive West and then another right on Cardinal Trace. Home is on the left, marked 95.

Financial Considerations

HOA Fee $4,085 Annually
Tax Amount $4,150
Terms Cash, Conventional, FHA, VA Loan

Nearby Schools

Source: School Digger

T C Henderson Elementary

Public • PK - 5 • Serves this home

6.24 mi

Distance

T C Henderson Elementary

Public • PK - 5 • Serves this home

6.24 mi

Distance

Academy At Trails Carolina

Private • 09 - 12

4.02 mi

Distance

Sales & Tax History

Source: Public Records

Street Address	Beds	Baths	Sold Date	List Price	Valuation Date	Valuation Price
843 North Club Boulevard \| Listing	4	5	Dec 01, 2025	$3,500,000	Aug 20, 2024	$4,500,000
209 Cardinal Drive East	2	3	Dec 01, 2025	$1,795,000	Dec 06, 2025	-
1311 Cold Mountain Road \| Listing	3	3	Dec 01, 2025	$1,799,000	Mar 21, 2024	$2,150,000
1580 Fairway Drive \| Listing	3	3	Dec 01, 2025	$995,000	Mar 21, 2024	$995,000
95 Cardinal Trace	3	3	Dec 01, 2025	$1,850,000	Dec 06, 2025	-
1914 Toxaway Drive	3	6	Dec 01, 2025	$4,750,000	Dec 06, 2025	-
408&586 Little Elbow Mountain Road	2	2	Dec 01, 2025	$1,025,000	Dec 06, 2025	-
562 Panther Ridge Road	3	4	Dec 01, 2025	$1,575,000	Dec 06, 2025	-
468 Fairway Drive	3	4	Dec 01, 2025	$1,380,000	Dec 06, 2025	-
96 Moltz Court \| Listing	3	5	Dec 01, 2025	$1,899,000	Apr 09, 2021	$882,800

Population & Environment

Source: Sperling's Best Places

	Zip	City	County	National
Population	2,857	2,857	35,783	335,858,263
Population Density	53	53	95	95
People per Household	2.4	2.4	2.2	2.6
Median Age	47.8	47.8	47.8	39.1
Median Income	$55,328	$55,328	$53,271	$66,222
Average Income	$34,250	$34,250	$31,338	$35,475
Cost of Living Index	87	87	82	100

	Zip	City	County	National
January Avg. High Temp	26.31°F	26.31°F	23.68°F	22.6°F
July Avg. High Temp	86.69°F	86.69°F	82.36°F	86.2°F
Annual Precipitation	89.74"	89.74"	65.87"	38"

...

Walkability in NC / 28747

Source: Walkscore

18/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 2/100, Transit Score: 0/100, Bike Score: 1/100.

Property Change History

16 Oct 2025

Agent added 2 new photos to the listing

43 → 45 photos

15 Oct 2025

Agent removed 4 photos from the listing

47 → 43 photos

12 Oct 2025

Property description updated with new details

View Changes

Previous Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot with water access available for purchase. Don't miss your chance to own this slice of heaven on earth! Open houses will reveal the finished home Oct 25 and 26!

Updated Description:

11 Oct 2025

Property description updated with new details

View Changes

Previous Description:

Updated Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot with water access available for purchase. Don't miss your chance to own this slice of heaven on earth! Open houses will reveal the finished home Oct 25 and 26!

5 Sep 2025

Agent added 6 new photos to the listing

41 → 47 photos

25 Jul 2025

Property description updated with new details

View Changes

Previous Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot available for purchase. Don't miss your chance to own this slice of heaven on earth! Completion fall of 2025.

Updated Description:

24 Jul 2025

Property description updated with new details

View Changes

Previous Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot available for purchase. Don't miss your chance to own this slice of heaven on earth!

Updated Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot available for purchase. Don't miss your chance to own this slice of heaven on earth! Completion fall of 2025.

19 Jul 2025

Property description updated with new details

View Changes

Previous Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4700 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot available for purchase. Don't miss your chance to own this slice of heaven on earth!

Updated Description:

Opportunity Knocks! Here is your chance to own a fully updated and renovated lake front home on the highly desired but rarely available Lake Cardinal where peace and tranquility reign! Now with over 4900 heated square feet on 1.82 acres, the existing home was taken down to the studs while the overall finished space was more than doubled with new additions. This exquisite home is practically a new build with newer mechanicals and windows, all new drywall, cabinetry, trim, decks, and flooring. The professionally custom designed interior, completed by a national award-winning designer, features luxury finishes including high end appliances, quartz, custom tile, hardwood floors, and dramatic lighting! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! Inside, the chef's Kitchen will delight with many cabinets, quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous new Baths, along with a loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, access to another Deck, and path to the water. There is a perfect Flex space or Den with full Bath, Kitchenette, and 1/2 Bath. Another tandem Garage and lots of storage space round out the Lower Level. The site boasts 185' of waterfront access through the landscaped paths to the dock. Additional adjacent 2.5-acre lot available for purchase. Don't miss your chance to own this slice of heaven on earth!

Points of Interest near 95 Cardinal Trace, Lake Toxaway, NC 28747

Lake Cardinal, Transylvania County, NC, USA

Natural • Recreation

686 ft

Distance

Childrens Pond, Transylvania County, NC, USA

Natural • Recreation

0.9 mi

Distance

Shower Falls, Transylvania County, NC, USA

Natural • Recreation

0.94 mi

Distance

Lake Cardinal, Transylvania County, NC, USA

Natural • Recreation

686 ft

Distance

Lake Toxaway Golf Club, Transylvania County, NC, USA

Recreation • Entertainment

0.56 mi

Distance

Childrens Pond, Transylvania County, NC, USA

Natural • Recreation

0.9 mi

Distance

Shower Falls, Transylvania County, NC, USA

Natural • Recreation

0.94 mi

Distance

The Nest, Transylvania County, NC, USA

Recreation • Education • Entertainment

1.02 mi

Distance

Lake Toxaway Golf Club, Transylvania County, NC, USA

Recreation • Entertainment

0.56 mi

Distance

The Nest, Transylvania County, NC, USA

Recreation • Education • Entertainment

1.02 mi

Distance

The Nest, Transylvania County, NC, USA

Recreation • Education • Entertainment

1.02 mi

Distance

Toxaway River, Transylvania County, NC, USA

686 ft

Distance

Toxaway River Trail Parking Space, Transylvania County, NC, USA

0.22 mi

Distance

Cardinal Lake Dam, Transylvania County, NC, USA

0.4 mi

Distance

Mill Creek, Transylvania County, NC, USA

0.57 mi

Distance

Little Panthertail Mountain, Transylvania County, NC, USA

0.66 mi

Distance

John Fisher Falls, Transylvania County, NC, USA

0.71 mi

Distance

Waterfall, Transylvania County, NC, USA

0.77 mi

Distance

Mill Creek Falls, Transylvania County, NC, USA

0.78 mi

Distance

Inn, Transylvania County, NC, USA

0.84 mi

Distance

Greystone Inn, Lake Toxaway, NC, USA

0.87 mi

Distance

Lake Toxaway Country Club, Transylvania County, NC, USA

0.97 mi

Distance

Indian Creek, Transylvania County, NC, USA

1.04 mi

Distance

Ravenrock Mountain, Transylvania County, NC, USA

1.17 mi

Distance

Little Deep Ford Falls, Transylvania County, NC, USA

1.18 mi

Distance

Paris Falls, Transylvania County, NC, USA

1.21 mi

Distance

Frequently Asked Questions for 95 Cardinal Trace

Source: Realty.com

95 Cardinal Trace, Lake Toxaway, NC 28747 is a Single Family 0 sq. ft. home listed for sale. Realty.com has 45 photos available of this 3 bed, 6 bath house, listed at $5,900,000. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 45 photos of 95 Cardinal Trace.

Our records indicate that 95 Cardinal Trace was built in 1988.

The full address for this home is 95 Cardinal Trace, Lake Toxaway, NC 28747.

95 Cardinal Trace has been listed on Realty.com since Sat July 19, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 2/100, Transit Score: 0/100, Bike Score: 1/100.

There are 1 schools assigned to this home. Check out the schools near 95 Cardinal Trace. T C Henderson Elementary (Grades: PK - 5)

Listing provided courtesy of: Coldwell Banker Advantage (tel: 828-233-3100)
Listing agent: Jeff Ramm (tel: 614-332-1563) (#RAMMJE)

This content last refreshed on 2025-12-06 01:32:58. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 95 Cardinal Trace, Lake Toxaway, NC 28747 : MLS# 1001452

95 Cardinal Trace, Lake Toxaway, NC 28747

Interior Features

Exterior / Lot Features

Directions

Financial Considerations

Nearby Schools

6.24 mi

6.24 mi

4.02 mi

Sales & Tax History

Population & Environment

Walkability in NC / 28747

Bikable

Overview

Walkability averages in the surrounding area

Previous Description:

Updated Description:

Previous Description:

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