Location

Nearby schools

School ratings (A+ to F) from HJN community data.

Rutherfordton Elementary School
PK-5 · Regular · Rutherford County Schools
397 students · 16.4:1 student–teacher
Rutherfordton Elementary School school rating: C+ 2.2 mi
R-S Middle School
6-8 · Regular · Rutherford County Schools
561 students · 18.7:1 student–teacher
R-S Middle School school rating: C- 3.8 mi
R-S Central High School
9-12 · Regular · Rutherford County Schools
763 students · 21.3:1 student–teacher
R-S Central High School school rating: C- 4.2 mi
Spindale Elementary School
PK-5 · Regular · Rutherford County Schools
337 students · 16.5:1 student–teacher
Spindale Elementary School school rating: C- 4.2 mi
Word of Faith Christian School
KG-12 · Regular
77 students · 3.3:1 student–teacher
4.8 mi

Nearby places

Within 2 miles of this home: 1 park or green space.

Place data from OpenStreetMap.

Parks & recreation

Gray's Road River Access
Gray's Road
1.9 mi

The 28139 market

Homes for sale: 119
Median list price: $425,000

Similar homes nearby

See all in 28139

Sources for the nearby listings shown on this page

Canopy MLS (Canopy Realtor Association): Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

No listing photos

190 Observation Ridge, Rutherfordton NC 28139

2

Beds

2.5

Baths

1,008

Sqft

1999

Year built

Estimated value: $469,166

Range $459,603 – $478,729 · as of August 30, 2026

How this estimate has moved

ATTOM automated valuation model · 54 published estimates over 6.7 years · shaded band is the model's own published low-to-high range

$216,107 January 2020$469,166 August 2026

Highest reading $469,166 in August 2026; lowest $214,092 in April 2020. The vertical scale starts at the series' own low, not at zero — it is drawn to show movement, not absolute size.

Public records

2 beds
2.5 baths
1,008 sqft
109,771 sqft lot
Built 1999
Stories: 1
Use: RESIDENTIAL
APN 1627155

Estimate your monthly payment

Home price

Down payment (20%)

$93,833

Loan term

Interest rate (%)

Property tax (%/yr)

Home insurance ($/yr)

HOA ($/mo)

Estimated monthly payment

$3,105/mo

Principal & interest$2,558

Property tax$430

Home insurance$117

Loan amount $375,333. Estimate only — your actual rate and payment depend on credit, location, and lender.

Tax history

2025 roll

Land: $28,400
Structure: $294,500
Assessed total: $322,900
County market value: $322,900
Property tax billed: $2,058.98

Sale & deed history

July 15, 2026Arm's-length$457,000
September 15, 2025Arm's-length$440,000
March 28, 2011Arm's-length$155,000