$199,900
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197 Howard RD, Toccoa, GA 30577

4 Beds
2 Baths
1,904 Sq Ft

Spacious and well-appointed 4 bedroom 2 bath home sitting on 1.9 acres! 100% Financing through USDA!! Clean and nearly new, this home boasts a large open floorplan with 2 living spaces. Open dining room with lots of space. Kitchen has large island and tons of cabinets. All bedrooms are large and roomy! Split bedroom floorplan. Large primary suite with custom cabinet vanity. Vinyl floors throughout home for easy cleaning! Conveniently located to Hwy 17S between Toccoa and Lavonia. Large lot with cleared space for adding additional buildings for storage or playing! Great home!!

  • MLS# 10554454
  • Date Listed06/30/2025
  • Bedrooms 4
  • Bathrooms 2 Full baths
  • Lot Size 1.98 acres (86,249 sq. ft)
  • Sewer Septic Tank
  • Subdivision None
  • Property Type Single Family
  • County Stephens
  • Year Built 2023
  • Water Public
  • Square Feet 1,904 sq. ft
  • Price Per Sq. Ft $104.99

Interior Features

  • Appliances Range, Oven, Refrigerator, Dishwasher, Microwave
  • Flooring Vinyl
  • Cooling Heat Pump
  • Heating Heat Pump

Exterior / Lot Features

  • Roof Composition
  • Lot Size Acres 1.98
  • Lot Size SQFT 86,248.80
  • Lot Features Level, Sloped

Financial Considerations

  • Tax Amount $1,366
  • Terms Cash, Conventional, FHA, VA Loan

Nearby Schools

Source: School Digger

Sales & Tax History

Source: Public Records

Population & Environment

Source: Sperling's Best Places

Walkability in GA / 30577

Source: Walkscore

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 0/100, Transit Score: 0/100, Bike Score: 4/100.

Property Change History

List Price decreased from $209,900 to $199,900
Price Per Square Foot decreased from $110.24 to $104.99
List Price decreased from $219,900 to $209,900
Price Per Square Foot decreased from $115.49 to $110.24
List Price decreased from $238,500 to $219,900
Price Per Square Foot decreased from $125.26 to $115.49
Property description updated with new details
Agent added 4 new photos to the listing
2832 photos
Property description updated with new details
Agent added 6 new photos to the listing
2228 photos
List Price decreased from $249,000 to $238,500
Price Per Square Foot decreased from $130.78 to $125.26
List Price decreased from $259,000 to $249,000
Price Per Square Foot decreased from $136.03 to $130.78

Points of Interest near 197 Howard RD, Toccoa, GA 30577

Frequently Asked Questions for 197 Howard RD

Source: Realty.com

197 Howard RD, Toccoa, GA 30577 is a Single Family 1,904 sq. ft. home listed for sale. Realty.com has 32 photos available of this 4 bed, 2 bath house, listed at $199,900. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 32 photos of 197 Howard RD.

Our records indicate that 197 Howard RD was built in 2023.

The full address for this home is 197 Howard RD, Toccoa, GA 30577.

197 Howard RD has been listed on Realty.com since Mon June 30, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 0/100, Transit Score: 0/100, Bike Score: 4/100.

There are 3 schools assigned to this home. Check out the schools near 197 Howard RD. Big A Elementary School (Grades: PK - KG), Stephens County Fifth Grade Academy (Grades: 5 - 5), Stephens County (Grades: 9 - 12)

Listing provided courtesy of: The Norton Agency (tel: 706-754-5700)
Listing agent: Kristy Bennett (tel: 706-754-5700) (#IVESTERKRIST)

This content last refreshed on 2026-03-01 21:41:17. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 197 Howard RD, Toccoa, GA 30577 : MLS# 10554454