Buying Process | Cumming, GA
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Home Buying Process

We know buying a home can be stressful. Realty.com is here to help you guide you through each and every step.

 

Find an agent

The best decision you can make during the home buying process is to work with an exclusive buyer’s agent at Realty.com. While any property search website can show you a list of homes, only a real estate agent can help find a home that fits your lifestyle. Agents are there to listen, understand your needs, and identify properties you may not have been able to find on your own.

A great agent will spot a kitchen fit for foodies, a garage for gearheads, or the backyard of your dreams. Best of all, Realty.com agents are connected to a larger network of realty professionals, which means they can key you into properties that haven’t even been listed yet. That means you can find the perfect property before your competition does.

Get pre-approved for a mortgage

Getting pre-approved for a mortgage loan will put you at a distinct advantage when it comes to buying a home. While a pre-qualification can tell you how much money you will likely qualify for, a pre-approval is a bit more serious. Pre-approval generally requires the bank to look into your consumer data and give you a credit check before they grant you conditional approval for a loan.

Meet with your agent

Now it’s time to figure out where you want to go. Once you narrow down where you want to live, you’ll meet with your agent to discuss your interests, budget, needs, and a plan of action to get you there. Your agent will customize their search according to exactly what you want depending on the price point, home style, or even school zone.

Decide on a timeline

Your agent’s mission is to find your new home within a timeframe that works for you. Many clients find the property they want within a week of working with their Realty.com agents while others prefer to search more slowly. Agents understand that logistics such as a new job or school starting can influence when you want to move. In the end, it’s up to you.

Make an offer on your dream home

Realty.com agents are always ready to assist in preparing an offer that’s both competitive and realistic. When making an offer, agents do all the paperwork and communicate with the seller to ensure you are getting the best deal on your end. While the home buying process can be time consuming, our trusted agents have years of experience negotiating and speaking to sellers so you get the best price and feel confident in your choice.

Get an appraisal

Getting your home appraised is an important part of the home buying process. An appraisal is required by a mortgage company to ensure that they’re making a good investment in the property. Your agent will work with your lender and appraiser to ensure your loan approval comes in time.

Get an inspection

Before you close on a home, it’s important to hire a home inspector. They’ll check the property to ensure it has no major issues. If it does, your agent will help you decide if you want to negotiate or look for another alternative. If the house checks out and the seller accepts your offer, closing usually takes place within 30 to 60 days.

Bounce back quickly

If the seller doesn’t accept your offer, your agent will do everything possible to ensure your next effort goes smoothly. Whether you’re interested in making a new offer on the property or moving on to the next one, your buying agent will be there to advocate for you.

Get started today

Check out our buyer’s package and explore the options are your fingertips! Our Realty.com agents are excited to help you find your dream home and make the experience as seamless as possible. Contact us today.